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French
Holiday Homes Property insurance from Copeland Insurance and
Intasure - a choice of two first class companies
Holiday
Property Insurance for France with a policy written in English
-
Andrew
Copeland Insurance Consultants Ltd
France,
Spain, Portugal, Greece, Italy, Ireland, Germany, Belgium, Holland,
Denmark, Sweden, Malta, Cyprus and the UK
Owning
a holiday home in France is the opportunity to have somewhere
to regularly visit. A home by the sea in the mountains or city
centre. A base to go and play golf in the sun or sail on azure
blue skies - skiing throughout the winter or walking each morning
to that distinctive Mediterranean aroma of pine and bougainvillea
lazing around the pool or sitting by the river watching time
go by.
Whatever
your reason for owning a holiday home property - pleasure -
investment or business there is one issue that you must not
forget - The insurance for it.
You
may consider insuring locally, but then don't understand the
language well enough if there are not advisers to help you in
fluent English.
What
is the answer? Why not use an UK based company with the
policy written in English?
And
what if that holiday home in France is not just a holiday home,
but your main residence? That is not a problem
The
policy offered via Andrew Copeland is underwritten at Lloyds.
Premiums are payable in £ sterling and the policy is in
English
The
major risks covered are for the following:-
- Theft
- Malicious
Damage
- Fire
- Flood
- Burst
Pipes
- Storm
- Impact
with road vehicles
- Subsidence
- Landslip
- Heave
-
Earthquake
- Tenants
liability
They
also offer a 24 hour claim helpline
For
a quote please fill in the following form by clicking on the
logo below
You
will be leaving this site and going to jml property insurance
Andrew
Copeland Insurance Consultants Ltd is authorised and regulated
by the Financial Services Authority Jeffrey Milner Ltd T/A jml
Property Services acts as introducers to Andrew Copeland Insurance
Consultants Ltd .Under UK FSA regulations jml Property Services
are unable to give advice either verbally or in writing regarding
insurance or assist with changes to insurance policies that
you have taken out. You must contact the insurance company (Andrew
Copeland Insurance Consultants Ltd) direct. jml Property Service
are therefore unable to provide any quotes by telephone.
________________________________________
Intasure
Intasure
is an international building and contents insurance specialist
with a proven track record in pioneering new products.
French
Property insurance, Holiday Home Insurance France: If you
own or are purchasing a property or a Holiday home in France
we can offer specialist insurance for buildings and contents
cover for your French house / holiday property abroad via The
UK.
Intasure
house insurance policies are designed around the needs of property
owners abroad and second homes in the UK and combine locally
tailored cover with the reassurance of English language documents
and UK back-office service and support
Holiday
Home Insurance in Spain, Portugal, Italy, France, Greece,
Cyprus, Turkey, Republic of Ireland, Austria, Bulgaria, Cape
Verde, Croatia, Czech Republic, Hungary, Malta, Monaco,
Morocco, Poland, Romania, Slovakia, Slovenia, South Africa,
Switzerland, the United Arab Emirates and the UK:
If
you own or are purchasing a house in any of these countries,
they can offer specialist property insurance for building and
contents cover for your Second home / let property
As
the owner of a Holiday home overseas or in the UK, it is vital
that you fully understand the extent and limitations of your
insurance policy.
Do you have the cover for legal liability for domestic employees?
What restrictions are in place in letting or if the property
is unoccupied etc?
If
your holiday home house insurance policy has been placed through
a Spanish, French, Italian,or Turkish insurance company etc.
it is more likely that you simply do not know.
The answer to this problem is a specialist in holiday home and
overseas property insurance. A plain English Property insurance
policy underwritten by some of the world's leading insurers
and administered in the UK via helpful and knowledgeable staff.
Don't
risk turning your dream holiday home into a nightmare. Intasure
holiday home insurance policies are designed around the needs
of house owners abroad and in the UK and combine locally tailored
cover with the reassurance of English language documents and
UK back-office service and support.
More
Information about Intasure:
Intasure
has years of experience in the insurance
industry and an enviable track record in creating pioneering
new products to meet the needs of specialist markets.
They
are building a significant international brand by offering a
range of innovative insurance products and services that combine
locally-tailored cover with the highest standards of UK knowledge
and support.
Intasure's
insurance products combine flexiblility
with comprehensive cover and the reassurance of being underwritten
by companies with proven track records such as Lloyds of London.
All
their policy documents are in English and you will talk directly
to a UK based English speaking support team.
Intasure
are authorised and regulated by the Financial Services Authority.
Intasure
is a trading name of Blenheim Park Ltd. Registered Office: Blenheim
Park Ltd, Phoenix House, 11 Wellesley Road, Croydon CR0 2NW
Jeffrey Milner Ltd T/A jml Property Services acts as introducers
to Blenheim Park Ltd T/A Intasure.Under
UK FSA regulations jml Property Services are unable to give
advice either verbally or in writing regarding insurance or
assist with changes to insurance policies that you have taken
out. You must contact the insurance company (Intasure) direct.
_________________________________________________________________________________________
Why
do I need Holiday Home Insurance?
If
you own or are purchasing a holiday home in the UK then most
standard household insurance policies will not protect rented
property
You
therefore need to a specialist policy for your holiday home
property that is designed exclusively for properties used as
holiday homes or let for holiday use. As an owner of a holiday
home, it is vital that you fully understand the extent and limitations
of your insurance policy. What restrictions are in place when
letting and unoccupancy etc? Do you have cover for public liability
or loss of use?
Holiday
home insurance policies abroad can be full of catches - Take
care.
Claiming
on a holiday home insurance abroad can be very complicated.
Dealing with complex insurance policies on overseas homes is
something more and more people are having to come to terms with.
There
are now more than 1 million properties owned by the British.
What
can you do? First of all read and check the small print in the
policy. If it is in a language that you do not understand have
it translated.
Establish
whether your cover does exactly what it is so that the insurer
cannot reject a claim at a later stage.
Make
sure that your property is compliant for a country's particular
legislation. In France now a swimming pool has to be properly
gated and if your pool does not comply with the law, it could
invalidate the entire policy.
Make sure
that your buildings insurance covers the gardens and outbuildings,
not just the house.
Let the insurance
company know that you are letting the property out and when
you let it out to holiday makers, make sure that the visitors
have taken out their own travel insurance.
In some
cases you might not be covered for subsidence and earthquakes
and the Public Liability level is often lower such as in Portugal.
Rather like
in Britain you might have conditions, that if you are away from
the property for more than a month you might need someone to
check it over regularly, drain down plumbing and leave heating
on.
If you have
a mortgage, the lender might be able to provide advice or as
you might well have a bank account with a bank in the country
the property is situated in, contact them.
A lot of British
based insurance companies are now covering overseas properties
and many of these can be found via the web. There are now also
many multinational insurance companies operating, names that
are familiar in Britain are becoming just as familiar in France
and Spain. Shop around and take care.
Holiday
Home Insurance
The
revival of UK Holidays, low mortgage rates and extra leisure
time has meant more people are buying second homes. If your
additional property is your second home or an investment, they
have one thing in common - the need for specialist insurance.
See
also: Is
your Holiday Home Insurance Policy Written in a Language that
you can Understand?
_____________________________________
If
you are looking for Travel Insurance Click on the Logo below
or
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if
you are renting a car don't rent before you take out a car
rent excess policy
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When
you are renting a car in the South of France get a quote on
line and book your car hire straight away with
_____________________________________
jml
Property Services acts purely as an introducer under the terms
of the UK FSA (Financial Services Authority) regulations for
insurance products on this website. We are not insurance brokers
and are unable to offer advice or deal with any of our advertisers
enquiries under the UK FSA regulations. All dealing must be
with the insurance company that you will gain access to via
a link from this website. Under UK FSA regulations jml Property
Services are unable to give advice either verbally or in writing
regarding insurance or assist with changes to insurance policies
that you have taken out. You must contact the insurer direct.
We are therefore unable to provide any quotes ourselves as we
would be breaking the law. All dealing must be with the insurance
company that you will have accessed via a link from this website
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