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For French Holiday Homes 

French Holiday Homes Property insurance from Copeland Insurance and Intasure - a choice of two first class companies

Holiday Property Insurance for France with a policy written in English -

France, Spain, Portugal, Greece, Italy, Ireland, Germany, Belgium, Holland, Denmark, Sweden, Malta, Cyprus and the UK

Owning a holiday home in France is the opportunity to have somewhere to regularly visit. A home by the sea in the mountains or city centre. A base to go and play golf in the sun or sail on azure blue skies - skiing throughout the winter or walking each morning to that distinctive Mediterranean aroma of pine and bougainvillea lazing around the pool or sitting by the river watching time go by.

Whatever your reason for owning a holiday home property - pleasure - investment or business there is one issue that you must not forget - The insurance for it.

You may consider insuring locally, but then don't understand the language well enough if there are not advisers to help you in fluent English.

What is the answer? Why not use an UK based company with the policy written in English?

And what if that holiday home in France is not just a holiday home, but your main residence? That is not a problem

The policy offered via Andrew Copeland is underwritten at Lloyds. Premiums are payable in £ sterling and the policy is in English

The major risks covered are for the following:-

• Theft
• Malicious Damage
• Fire
• Flood
• Burst Pipes
• Storm
• Impact with road vehicles
• Subsidence
• Landslip
• Heave
• Earthquake
• Tenants liability

They also offer a 24 hour claim helpline

For a quote please fill in the following form by clicking on the logo below

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Andrew Copeland Insurance Consultants Ltd is authorised and regulated by the Financial Services Authority Jeffrey Milner Ltd T/A jml Property Services acts as introducers to Andrew Copeland Insurance Consultants Ltd .Under UK FSA regulations jml Property Services are unable to give advice either verbally or in writing regarding insurance or assist with changes to insurance policies that you have taken out. You must contact the insurance company (Andrew Copeland Insurance Consultants Ltd) direct. jml Property Service are therefore unable to provide any quotes by telephone.

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Alternative Quote on line

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Do you own a Holiday Home? What happens if there is an emergency there and it has suffered loss or damage? Click on logo beloe for more information of this essential policy for holiday home owners

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Why do I need Holiday Home Insurance?

If you own or are purchasing a holiday home in the UK then most standard household insurance policies will not protect rented property

You therefore need to a specialist policy for your holiday home property that is designed exclusively for properties used as holiday homes or let for holiday use. As an owner of a holiday home, it is vital that you fully understand the extent and limitations of your insurance policy. What restrictions are in place when letting and unoccupancy etc? Do you have cover for public liability or loss of use?

Holiday home insurance policies abroad can be full of catches - Take care.

Claiming on a holiday home insurance abroad can be very complicated. Dealing with complex insurance policies on overseas homes is something more and more people are having to come to terms with.

There are now more than 1 million properties owned by the British. 

What can you do? First of all read and check the small print in the policy. If it is in a language that you do not understand have it translated.

Establish whether your cover does exactly what it is so that the insurer cannot reject a claim at a later stage.

Make sure that your property is compliant for a country's particular legislation. In France now a swimming pool has to be properly gated and if your pool does not comply with the law, it could invalidate the entire policy.

Make sure that your buildings insurance covers the gardens and outbuildings, not just the house. 

Let the insurance company know that you are letting the property out and when you let it out to holiday makers, make sure that the visitors have taken out their own travel insurance.

In some cases you might not be covered for subsidence and earthquakes and the Public Liability level is often lower such as in Portugal. 

Rather like in Britain you might have conditions, that if you are away from the property for more than a month you might need someone to check it over regularly, drain down plumbing and leave heating on. 

If you have a mortgage, the lender might be able to provide advice or as you might well have a bank account with a bank in the country the property is situated in, contact them.

A lot of British based insurance companies are now covering overseas properties and many of these can be found via the web. There are now also many multinational insurance companies operating, names that are familiar in Britain are becoming just as familiar in France and Spain. Shop around and take care.

Holiday Home Insurance

The revival of UK Holidays, low mortgage rates and extra leisure time has meant more people are buying second homes. If your additional property is your second home or an investment, they  have one thing in common - the need for specialist insurance.

See also: Is your Holiday Home Insurance Policy Written in a Language that you can Understand?

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Advertise your French Holiday Home Property at jmlvillas.com and the advertisement is FREE at cotedazurrental.com (for South of France Properties) PLUS FREE ADVERTISING on villa-rental-france.com and euro-villalocation.com CLICK HERE for Details - No Commission or booking fees for owners or renters

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