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HIRING
A CAR when you visit the South Of France?
Don't
arrange the rental till you read on
Insurance
for car rental for Europe, USA and Canada and worldwide from
Insurance 4 Car Hire
Insurance
for car rental for Europe, USA and Canada and worldwide from
Insurance4CarHire.com
Do
you know that the Excess can cost more than the car? This insurance
is a great way to save money and have peace of mind when
you rent a car - a great selection of policies available
Do
you know that it could cost you £500 or more for any damage
to your rental car? EVEN IF IT'S NOT YOUR FAULT!!
For
a low, annual premium, Insurance4carhire.com provides excess
insurance protecting the customer against excess charges whenever
they rent a car.
Your car rental agreement normally includes cover for Collision
Damage Waiver (CDW) and Theft. However you are still liable
for the Excess on CDW and Theft. When a rental car is damaged
or stolen, the driver is asked to pay the first portion of the
repair or replacement costs. This is known as the Excess.
Insurance4carhire covers you not
only for the total amount of Excess for which you are liable
if the car is damaged or stolen, but also for damage to the
roof and undercarriage of the car, and windows and tyres.
How
our Excess Insurance Works - We insure the Policy Holder, not
the rental vehicle. Excess is a voluntary insurance. Decline
the car rental company's Excess cover at the counter when you
collect the car. If the car is damaged or stolen, the car rental
company will charge your credit card for the Excess amount and
you then claim for reimbursement on your Policy.
Policies
available for 75 - 85 year olds - Are you over
75 and need car Rental Excess insurance? New Products now available
from insurance4carhire
Details here
TYPES
OF POLICIES AVAILABLE
Europe:
•
Covers Excess on damage to the rental vehicle including the
undercarriage, Excess on theft, and damage to windows and tyres
•
Valid at all European car rental locations • One low, annual
premium allows unlimited use within the 12 month cover period
•
Covers the Policy Holder, who must be the person hiring the
car, and all additional drivers named on car rental agreement
Annual
Policy-covering Europe £49 -
BUY
HERE
Excess
Worldwide 31:
•
Covers Excess on damage to the rental
vehicle including the undercarriage, Excess on theft, and damage
to windows and tyres
•
Valid at all car rental locations worldwide where Excess is
charged (Excess is not charged in the USA)
•
One low, annual premium allows unlimited use within the 12 month
cover period
•
Covers the Policy Holder, who must be the person hiring the
car, and all additional drivers named on car rental agreement
Annual
Worldwide Excess cover - 31 days per car rental agreement £59
BUY
HERE
Excess
Worldwide 60
•
Covers Excess on damage to the rental vehicle including the
undercarriage, Excess on theft, and damage to windows and tyres
•
Coverage for an extended period of up to 60 days on any one
rental agreement
•
Valid at all car rental locations worldwide where Excess is
charged (Excess is not charged in the USA)
•
One low, annual premium allows unlimited use within the 12 month
cover period
•
Covers the Policy Holder, who must be the person hiring the
car, and all additional drivers named on car rental agreement
Annual
Worldwide Excess cover - 60 days per car rental agreement £69
- BUY
HERE
Europe
Family & Partners
•
Covers Excess on damage to the rental vehicle including the
undercarriage, Excess on theft, and damage to windows and tyres
•
Valid at all European car rental locations
•
One low, annual premium allows unlimited use within the 12 month
cover period
•
Covers the Policy Holder, who must be the person hiring the
car, and all additional drivers named on car rental agreement
•
Cover is for 2 Policy Holders, who must be family members (defined
as spouse, partner, parent, brother, sister, adult child or
fiance), travelling together or separately
Annual
Europe Excess Policy covering 2 Family Members - 31 days per
car rental agreement only £79 - BUY
HERE
USA-Canada
CDW/SLI
Take out annual Collision Damage Waiver (CDW) and Supplemental
Liability Insurance (SLI) before you travel and avoid costly
insurance charges of as much as US $30 per day, sold at the
car rental counter.
• Covers the rented vehicle for CDW/LDW (Collision Damage Waiver/Loss
Damage Waiver = damage, theft and loss of use) up to US$ 80,000
• Supplemental Liability Insurance (SLI) covering third party
up to US $1 million
•
Lock-out provision to cover up to US $60.00 for a locksmith
• Covers the Policy Holder, who must be the person hiring the
car, and all additional drivers named on car rental agreement
Annual
policy covering USA and Canada 31 days per car rental agreement
only £109 - BUY
HERE
Combined
CDW/SLI & Excess
This
policy covers: CDW/LDW (damage, theft and loss of use of the
rental vehicle)and SLI (third party) in the USA, Canada, the
Caribbean and South America: and it covers Excess charges worldwide.
Car rental companies in USA and Canada generally charge between
US$20 and US$30 per day for Collision Damage Waiver (CDW/LDW)
and Supplemental Liability Insurance (SLI). Car rental companies
charge up to £12 a day for Excess at the car rental counter
• Covers the rented vehicle in the USA, Canada, South America
and the Caribbean for Collision Damage Waiver (CDW)/Loss Damage
Waiver (LDW) up to US$80,000
•
Provides Supplemental Liability Insurance (SLI), in the USA,
Canada, South America and the Caribbean, up to US $1 million
•
Covers Excess on damage to the rental vehicle, Excess on theft
and damage to windows/glass, tyres/wheels, the undercarriage
and the roof anywhere in the world where Excess is charged.
• Covers the Policy Holder, who must be the person hiring the
car, and all additional drivers named on car rental agreement
• Unlimited use within the 12 month cover period
Annual
Policy covering SLI & CDW in USA & Canada and Excess worldwide
£129 - BUY
HERE
Policies
available for 75 - 85 year olds
With
the age of the traveling public increasing, these new policies
will help those aged 75 to 85.
•
Covers excess on damage to the rental vehicle including the
roof and the undercarriage, excess on theft, and damage to windows
and tyres
•
Valid at all car rental locations in Europe (and worldwide for
Excess Worldwide 75-85 policy holders)
•
One low, annual premium allows unlimited use within the 12 month
cover period
•
Covers the Policy Holder, who must be the person hiring the
car, and all additional drivers named on car rental agreement
Europe
75-85 Cost: £65 - BUY
HERE
EXCESS
WORLDWIDE
75-85 Cost: £75 -BUY
HERE
The
above information has been prepared by Insurance 4 Car Hire
Agents Ltd of Trans-World House, 100 City Road, London EC1Y
2BP England
Insurance4carhire.com
is a trading name of Towergate Underwriting Group Ltd which
is authorised and regulated by the Financial Services Authority,
Register Number 313250. The company is registered in England
and Wales, Company No. 4043759. The Registered Address is: Towergate
House, 2 County Gate, Staceys Street, Maidstone, Kent ME14 1ST.
.Jeffrey Milner Ltd T/A jml Property Services acts as introducers
to Insurance 4 Car Hire Agents Ltd
_________________________________________________________________________________________________
EXTRA
BENEFIT with "Gold" FREE
car key insurance find out more here... 
_________________________________________________________________________
Top
of Page
April
2007 Insurance4carhire.com is pleased to announce that it has
launched a car rental Excess comparative site
The
site shows the Excess amounts charged by the major car rental
companies, as well as the daily rates they charge to reduce
the Excess.
The information was compiled during April 2007 by Insurance4carhire
staff calling each car rental company's airport location
at the international airport in the capital city of each country
– more than 180 locations in total - and the costs are
based on the daily cost of excess for a compact size car.
The survey was conducted in more than 30 countries across Europe,
South Africa, New Zealand, Australia, USA and Canada. The car
rental companies surveyed are: Alamo, Avis, Budget, Europcar,
Hertz and National
It
clearly and simply shows the consumer:
What
their exposure is to Excess on their rental – information that
is often hidden and very difficult to get even when you call
the car rental location
ADVICE
ON CAR RENTAL
Before
you leave home - Ensure
thay you are carrying both your picture and paper driving licences.
The paper licence is essential as it shows any endorsements
you may have.
When
you collect the car:
- Check
the vehicle for damage
- Check
the spare tyre
REMEMBER:
- Most
car rental locations require a credit card
- Most
car rental locations will not accept debit or switch cards
- You
must have held a valid driving licence for one year
- British
licence holders should note that many car hire outlets will
not release the rental vehicle on sight of a photocard driving
licence without also seeing the paper licence counterpart.They
may also ask to see the paper licence counterpart of all named
drivers.
- Always
ask what is included in the rates quoted
- Never
initial or sign an agreement without asking about each item
- Do
not over insure. If you have travel insurance you do not need
personal effects or personal accident insurance
- Pre-purchase
or Pre-reserve your car rental
- Purchase
from agents within your own country in case you need refunds
or assistance
- When
you pick-up your vehicle determine where the drop off point
is for your return
- Ask
if the return area has an attendant. If not, who do you return
the car to?
- If
you leave the vehicle without check-in, examine it for damage
and photograph it from every angle.
- Drink
drive laws vary from country to country - for example in Italy
if you have a glass of wine and a grappa with dinner and you
are stopped by the police - you will be fined.
- Know
your speed limits - these vary from country to country.
- Speed
/ Radar cameras certainly apply to rental cars as well! The
rental company will be notified and the renter contacted by
the authorities. Speed traffic camera information is now being
sent from one country to another. e.g. someone caught speeding
with a French registered car in Italy will find that the fine
will be reported to the French authorities if it is not paid.
- Check
with the Hire company if you can take the car out of the country
you are renting in.e.g. Going from France into Italy or if
renting in Ireland can you take the car into Northern Ireland
or into the Republic of Ireland.
The
above information has been prepared in association with information
from Insurance 4 Car Hire Agents Ltd
See
also
Top
of Page
At
the World Travel Awards 2005 insurance4carhire
won: World’s Leading Innovative Ecommerce Travel Product,
for the second year
Additional
Warning: Many car hire companies encourage the hirer to return
the car empty. If you were to refill this yourself before taking
it back, it is more than likely it would cost you less than
the fuel deposit you paid when you took out the rental.
If
you are renting a car via a company like Holiday
Autos you will be provided with a voucher that you will
have paid for in advance on line.
You
then present the voucher to the car rental company. Some car
hire companies will "swipe" your credit card so the
details are stored on their computer, but will not actually
debit your card at that stage. This is rather like when you
book into a hotel.
They
are taking your card details in case of accident, or any additional
charges that are levied at the end of the rental like - out
of hours collection - fuel charges - insurance etc.
Other
companies will immediately debit your card as either they do
no have this "swipe" and store facility or it is their
policy to debit the account to cover a deposit, fuel charge
etc. The downside to this is, if you are in a different currency
e.g. renting in a "euro" currency country, but coming
from the UK, Switzerland or the USA for example, your bank back
home will charge for the conversion onto your card. On top of
this exchange rates vary, so when you return the car and they
"credit" your card again apart from being charged
an exchange commission by your card/bank provider, the rate
of the dollar, euro, Swiss franc might have gone up or down.
Unfortunately
there is nothing you can do about this and the system does vary
from company to company.
Top
of Page
______________________________________________
See
also Insurance4carhire.com Press Releases -
Drivers
Down Under Hit by biggest Car Hire Excess Charges – Don’t go
the distance without protection, warns INSURANCE4CARHIRE.COM
- Excess charges incurred by drivers in Australia disproportionately
high compared to other motorists - June 2008
Drivers
Abroad are stumped by hefty Car Rental Excess costs, but could
save £££’s on the holiday budget with an annual policy - April
2008
Confusing
car rental jargon, unclear insurance policies and excessive
excess – The Big 3 pitfalls that can leave you out of pocket
when hiring a car on holiday, warns Insurance4car.com - April
2008
Age
no barrier to protection for older drivers – Low cost excess
waiver policy helps over 75s stay on the Road - March 2008
Brits
set to get stung this Easter with Sky-High excess insurance
costs – EU car rental firms cash in on UK drivers with massive
excess charges - March 2008
insurance4car
hire.com - March 2008
Brits
go holiday crazy reckons major survey – but Insurance4carhire.com
says watch out for excess car hire charges - March 2008
Trusting
travelers tripped up by Holiday Car Hire pitfalls – Wise up
or pay up, says Innsurance4carhire.com - March 2008
The
Great Excess Insurance rip-off - EU Car Rental firms fleece
Brit drivers with massive excess Penalties - February 2008
Towergate
Partnership announces the acquisition of Insurance 4 Car Hire
Agents Ltd - January 2008
Lower
prices for car hire excess insurance from December - December
2007
Annual
Car Rental Insurance Renewal is here again - October 2007
ALSO:
Exercise your constitutional rights in the air - January 2001
___________________________________________________
 Version
Française
Tips
for Travllers - Riviera Reporter June / July 2006 - Nice
Côte
d'Azur
Airport is France'ssingle biggest car rental market, ahead of
both Orly and CDG. Not surprisingly, complaints fromcustomers
are quite freequent. A couple of tips: when you drop off a car
always insist on an acceptance slip - and you have to insist
very firmly. That way you won't get charged for a spare wheel
possibly nicked by a previous hirer. If you've not got the acceptance
signature you might even get charged for a wheel missing from
an identical vehicle. This is the Côte
d'Arnaque - the rip-off Riviera - remember... And if you get
a parking ticket while driving a rental vehicle tell them at
the drop-off point and it'll cost you less if they have to chase
you up later.
See
also: Renting
a Car Can Prove More Expensive Than Originally Budgeted For
Annual Car Rental Insurance Renewal is here again
___________________________________________
You
will need Travel insurance for your holiday in the South of
France
 or
___________________________________________
When
you are renting a car in the South of France get a quote on
line from  and
book online
___________________________________________
Do
you own a property in France - Looking for insurance with
a policy written in English? 
___________________________________________
Looking
for a hotel for your holiday in the South of France? - Use
the search facility below
___________________________________________
jml
Property Services acts purely as an introducer under the terms
of the UK FSA (Financial Services Authority) regulations for
insurance products on this website. We are not insurance brokers
and are unable to offer advice or deal with any of our advertisers
enquiries under the UK FSA regulations. All dealing must be
with the insurance company that you will gain access to via
a link from this website. Under UK FSA regulations jml Property
Services are unable to give advice either verbally or in writing
regarding insurance or assist with changes to insurance policies
that you have taken out. You must contact the insurer direct.
We are therefore unable to provide any quotes ourselves as we
would be breaking the law. All dealing must be with the insurance
company that you will have accessed via a link from this website
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Côte
d'Azur Rental - Villa Rentals in the South of France -
Insurance for Car Hire - car rental
excess insurance for your visit to the South of France
